LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,940
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,462
−HK$1,547/mo
Today · 4.125%
HK$52,009
baseline
▲ 0.50% · 4.625%
HK$55,174
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,018/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,445
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,906
−HK$1,481/mo
Today · 4.125%
HK$57,387
baseline
▲ 0.50% · 4.625%
HK$60,412
+HK$3,025/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,774/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,728
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,555
−HK$1,856/mo
Today · 4.125%
HK$62,411
baseline
▲ 0.50% · 4.625%
HK$66,208
+HK$3,797/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,822/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,334
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,087
−HK$1,777/mo
Today · 4.125%
HK$68,864
baseline
▲ 0.50% · 4.625%
HK$72,494
+HK$3,630/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,728/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,516
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,647
−HK$2,166/mo
Today · 4.125%
HK$72,813
baseline
▲ 0.50% · 4.625%
HK$77,243
+HK$4,430/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,626/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,224
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,268
−HK$2,074/mo
Today · 4.125%
HK$80,342
baseline
▲ 0.50% · 4.625%
HK$84,577
+HK$4,235/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,684/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,092
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,832
−HK$2,784/mo
Today · 4.125%
HK$93,616
baseline
▲ 0.50% · 4.625%
HK$99,313
+HK$5,697/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,232/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,002
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,630
−HK$2,666/mo
Today · 4.125%
HK$103,296
baseline
▲ 0.50% · 4.625%
HK$108,741
+HK$5,445/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,592/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,255 · Scale 2, in force from 26 Feb 2026)