LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,942
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,465
−HK$1,546/mo
Today · 4.125%
HK$52,011
baseline
▲ 0.50% · 4.625%
HK$55,176
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,022/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,448
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,908
−HK$1,482/mo
Today · 4.125%
HK$57,390
baseline
▲ 0.50% · 4.625%
HK$60,415
+HK$3,025/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,780/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,731
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,558
−HK$1,856/mo
Today · 4.125%
HK$62,414
baseline
▲ 0.50% · 4.625%
HK$66,211
+HK$3,797/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,828/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,337
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,090
−HK$1,777/mo
Today · 4.125%
HK$68,867
baseline
▲ 0.50% · 4.625%
HK$72,498
+HK$3,631/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,734/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,519
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,651
−HK$2,165/mo
Today · 4.125%
HK$72,816
baseline
▲ 0.50% · 4.625%
HK$77,247
+HK$4,431/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$145,632/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,227
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,271
−HK$2,074/mo
Today · 4.125%
HK$80,345
baseline
▲ 0.50% · 4.625%
HK$84,580
+HK$4,235/mo
Deposit HK$6.44M · loan HK$15.02M · min. income ≈ HK$160,690/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,096
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$90,837
−HK$2,784/mo
Today · 4.125%
HK$93,621
baseline
▲ 0.50% · 4.625%
HK$99,317
+HK$5,696/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,242/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,006
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$100,635
−HK$2,666/mo
Today · 4.125%
HK$103,301
baseline
▲ 0.50% · 4.625%
HK$108,746
+HK$5,445/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,602/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,353 · Scale 2, in force from 26 Feb 2026)