LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,945
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,467
−HK$1,547/mo
Today · 4.125%
HK$52,014
baseline
▲ 0.50% · 4.625%
HK$55,179
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,028/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,451
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,911
−HK$1,482/mo
Today · 4.125%
HK$57,393
baseline
▲ 0.50% · 4.625%
HK$60,418
+HK$3,025/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,786/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,734
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,561
−HK$1,856/mo
Today · 4.125%
HK$62,417
baseline
▲ 0.50% · 4.625%
HK$66,215
+HK$3,798/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,834/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,341
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,093
−HK$1,778/mo
Today · 4.125%
HK$68,871
baseline
▲ 0.50% · 4.625%
HK$72,501
+HK$3,630/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,742/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,523
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,654
−HK$2,166/mo
Today · 4.125%
HK$72,820
baseline
▲ 0.50% · 4.625%
HK$77,251
+HK$4,431/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,640/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,231
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,276
−HK$2,074/mo
Today · 4.125%
HK$80,350
baseline
▲ 0.50% · 4.625%
HK$84,585
+HK$4,235/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,700/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,101
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$90,841
−HK$2,785/mo
Today · 4.125%
HK$93,626
baseline
▲ 0.50% · 4.625%
HK$99,323
+HK$5,697/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,252/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,011
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$100,640
−HK$2,667/mo
Today · 4.125%
HK$103,307
baseline
▲ 0.50% · 4.625%
HK$108,752
+HK$5,445/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,614/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,468 · Scale 2, in force from 26 Feb 2026)