LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,947
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,470
−HK$1,547/mo
Today · 4.125%
HK$52,017
baseline
▲ 0.50% · 4.625%
HK$55,182
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,034/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,453
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,914
−HK$1,481/mo
Today · 4.125%
HK$57,395
baseline
▲ 0.50% · 4.625%
HK$60,421
+HK$3,026/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,790/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,737
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,564
−HK$1,856/mo
Today · 4.125%
HK$62,420
baseline
▲ 0.50% · 4.625%
HK$66,218
+HK$3,798/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,840/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,344
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,096
−HK$1,778/mo
Today · 4.125%
HK$68,874
baseline
▲ 0.50% · 4.625%
HK$72,505
+HK$3,631/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,748/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,526
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,658
−HK$2,165/mo
Today · 4.125%
HK$72,823
baseline
▲ 0.50% · 4.625%
HK$77,254
+HK$4,431/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,646/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,235
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$78,279
−HK$2,074/mo
Today · 4.125%
HK$80,353
baseline
▲ 0.50% · 4.625%
HK$84,589
+HK$4,236/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,706/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,105
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$90,846
−HK$2,784/mo
Today · 4.125%
HK$93,630
baseline
▲ 0.50% · 4.625%
HK$99,327
+HK$5,697/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,260/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,016
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$100,645
−HK$2,666/mo
Today · 4.125%
HK$103,311
baseline
▲ 0.50% · 4.625%
HK$108,757
+HK$5,446/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,622/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,567 · Scale 2, in force from 26 Feb 2026)