LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,948
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,471
−HK$1,547/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$55,183
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,455
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,915
−HK$1,482/mo
Today · 4.125%
HK$57,397
baseline
▲ 0.50% · 4.625%
HK$60,422
+HK$3,025/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,794/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,738
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,565
−HK$1,856/mo
Today · 4.125%
HK$62,421
baseline
▲ 0.50% · 4.625%
HK$66,220
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,842/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,346
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,098
−HK$1,778/mo
Today · 4.125%
HK$68,876
baseline
▲ 0.50% · 4.625%
HK$72,506
+HK$3,630/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,752/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,528
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,659
−HK$2,166/mo
Today · 4.125%
HK$72,825
baseline
▲ 0.50% · 4.625%
HK$77,256
+HK$4,431/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,650/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,236
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,281
−HK$2,074/mo
Today · 4.125%
HK$80,355
baseline
▲ 0.50% · 4.625%
HK$84,591
+HK$4,236/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,710/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,107
−HK$5,525/mo
▼ 0.25% · 3.875%
HK$90,848
−HK$2,784/mo
Today · 4.125%
HK$93,632
baseline
▲ 0.50% · 4.625%
HK$99,330
+HK$5,698/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,264/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,018
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$100,647
−HK$2,667/mo
Today · 4.125%
HK$103,314
baseline
▲ 0.50% · 4.625%
HK$108,760
+HK$5,446/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,628/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,619 · Scale 2, in force from 26 Feb 2026)