LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,953
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,476
−HK$1,547/mo
Today · 4.125%
HK$52,023
baseline
▲ 0.50% · 4.625%
HK$55,188
+HK$3,165/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,046/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,460
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,920
−HK$1,482/mo
Today · 4.125%
HK$57,402
baseline
▲ 0.50% · 4.625%
HK$60,428
+HK$3,026/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,804/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,743
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,571
−HK$1,856/mo
Today · 4.125%
HK$62,427
baseline
▲ 0.50% · 4.625%
HK$66,226
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,854/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,351
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,104
−HK$1,778/mo
Today · 4.125%
HK$68,882
baseline
▲ 0.50% · 4.625%
HK$72,513
+HK$3,631/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,764/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,534
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,666
−HK$2,166/mo
Today · 4.125%
HK$72,832
baseline
▲ 0.50% · 4.625%
HK$77,263
+HK$4,431/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,664/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,243
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,288
−HK$2,075/mo
Today · 4.125%
HK$80,363
baseline
▲ 0.50% · 4.625%
HK$84,599
+HK$4,236/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,726/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,115
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$90,856
−HK$2,785/mo
Today · 4.125%
HK$93,641
baseline
▲ 0.50% · 4.625%
HK$99,339
+HK$5,698/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,282/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,027
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$100,656
−HK$2,667/mo
Today · 4.125%
HK$103,323
baseline
▲ 0.50% · 4.625%
HK$108,770
+HK$5,447/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,646/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,814 · Scale 2, in force from 26 Feb 2026)