LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,957
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,480
−HK$1,547/mo
Today · 4.125%
HK$52,027
baseline
▲ 0.50% · 4.625%
HK$55,193
+HK$3,166/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$104,054/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,464
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,925
−HK$1,482/mo
Today · 4.125%
HK$57,407
baseline
▲ 0.50% · 4.625%
HK$60,433
+HK$3,026/mo
Deposit HK$10.73M · loan HK$10.73M · min. income ≈ HK$114,814/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,748
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,576
−HK$1,856/mo
Today · 4.125%
HK$62,432
baseline
▲ 0.50% · 4.625%
HK$66,231
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,864/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,357
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,110
−HK$1,778/mo
Today · 4.125%
HK$68,888
baseline
▲ 0.50% · 4.625%
HK$72,519
+HK$3,631/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,776/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,540
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,672
−HK$2,166/mo
Today · 4.125%
HK$72,838
baseline
▲ 0.50% · 4.625%
HK$77,270
+HK$4,432/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,676/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,250
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,295
−HK$2,074/mo
Today · 4.125%
HK$80,369
baseline
▲ 0.50% · 4.625%
HK$84,606
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,738/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,123
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$90,864
−HK$2,785/mo
Today · 4.125%
HK$93,649
baseline
▲ 0.50% · 4.625%
HK$99,347
+HK$5,698/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,298/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,036
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$100,665
−HK$2,667/mo
Today · 4.125%
HK$103,332
baseline
▲ 0.50% · 4.625%
HK$108,779
+HK$5,447/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,664/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$896,997 · Scale 2, in force from 26 Feb 2026)