LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,958
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,481
−HK$1,547/mo
Today · 4.125%
HK$52,028
baseline
▲ 0.50% · 4.625%
HK$55,194
+HK$3,166/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,056/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,465
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,926
−HK$1,482/mo
Today · 4.125%
HK$57,408
baseline
▲ 0.50% · 4.625%
HK$60,434
+HK$3,026/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,816/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,750
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,577
−HK$1,857/mo
Today · 4.125%
HK$62,434
baseline
▲ 0.50% · 4.625%
HK$66,233
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,868/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,358
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,111
−HK$1,778/mo
Today · 4.125%
HK$68,889
baseline
▲ 0.50% · 4.625%
HK$72,521
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,778/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,541
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,673
−HK$2,166/mo
Today · 4.125%
HK$72,839
baseline
▲ 0.50% · 4.625%
HK$77,271
+HK$4,432/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,678/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,251
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,296
−HK$2,075/mo
Today · 4.125%
HK$80,371
baseline
▲ 0.50% · 4.625%
HK$84,608
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,742/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,124
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,866
−HK$2,785/mo
Today · 4.125%
HK$93,651
baseline
▲ 0.50% · 4.625%
HK$99,349
+HK$5,698/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,302/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,038
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$100,667
−HK$2,667/mo
Today · 4.125%
HK$103,334
baseline
▲ 0.50% · 4.625%
HK$108,781
+HK$5,447/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,668/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,040 · Scale 2, in force from 26 Feb 2026)