LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,959
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,482
−HK$1,547/mo
Today · 4.125%
HK$52,029
baseline
▲ 0.50% · 4.625%
HK$55,195
+HK$3,166/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,058/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,466
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,927
−HK$1,482/mo
Today · 4.125%
HK$57,409
baseline
▲ 0.50% · 4.625%
HK$60,435
+HK$3,026/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,818/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,750
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,578
−HK$1,857/mo
Today · 4.125%
HK$62,435
baseline
▲ 0.50% · 4.625%
HK$66,234
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,870/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,359
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,112
−HK$1,778/mo
Today · 4.125%
HK$68,890
baseline
▲ 0.50% · 4.625%
HK$72,522
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,780/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,542
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,674
−HK$2,166/mo
Today · 4.125%
HK$72,840
baseline
▲ 0.50% · 4.625%
HK$77,272
+HK$4,432/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,680/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,252
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,297
−HK$2,075/mo
Today · 4.125%
HK$80,372
baseline
▲ 0.50% · 4.625%
HK$84,609
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,744/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,126
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$90,867
−HK$2,785/mo
Today · 4.125%
HK$93,652
baseline
▲ 0.50% · 4.625%
HK$99,350
+HK$5,698/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,304/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,039
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$100,668
−HK$2,667/mo
Today · 4.125%
HK$103,335
baseline
▲ 0.50% · 4.625%
HK$108,782
+HK$5,447/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,670/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,067 · Scale 2, in force from 26 Feb 2026)