LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,961
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,484
−HK$1,548/mo
Today · 4.125%
HK$52,032
baseline
▲ 0.50% · 4.625%
HK$55,198
+HK$3,166/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,064/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,469
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,930
−HK$1,482/mo
Today · 4.125%
HK$57,412
baseline
▲ 0.50% · 4.625%
HK$60,438
+HK$3,026/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,824/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,754
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,581
−HK$1,857/mo
Today · 4.125%
HK$62,438
baseline
▲ 0.50% · 4.625%
HK$66,237
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,876/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,363
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,116
−HK$1,778/mo
Today · 4.125%
HK$68,894
baseline
▲ 0.50% · 4.625%
HK$72,526
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,788/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,546
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,678
−HK$2,166/mo
Today · 4.125%
HK$72,844
baseline
▲ 0.50% · 4.625%
HK$77,277
+HK$4,433/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,688/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,257
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,302
−HK$2,075/mo
Today · 4.125%
HK$80,377
baseline
▲ 0.50% · 4.625%
HK$84,613
+HK$4,236/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,754/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,131
−HK$5,526/mo
▼ 0.25% · 3.875%
HK$90,872
−HK$2,785/mo
Today · 4.125%
HK$93,657
baseline
▲ 0.50% · 4.625%
HK$99,356
+HK$5,699/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$187,314/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,044
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$100,674
−HK$2,667/mo
Today · 4.125%
HK$103,341
baseline
▲ 0.50% · 4.625%
HK$108,789
+HK$5,448/mo
Deposit HK$2.15M · loan HK$19.32M · min. income ≈ HK$206,682/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,192 · Scale 2, in force from 26 Feb 2026)