LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,963
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,486
−HK$1,547/mo
Today · 4.125%
HK$52,033
baseline
▲ 0.50% · 4.625%
HK$55,199
+HK$3,166/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,066/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,471
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,931
−HK$1,482/mo
Today · 4.125%
HK$57,413
baseline
▲ 0.50% · 4.625%
HK$60,440
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,826/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,755
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,583
−HK$1,857/mo
Today · 4.125%
HK$62,440
baseline
▲ 0.50% · 4.625%
HK$66,239
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,880/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,365
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,118
−HK$1,778/mo
Today · 4.125%
HK$68,896
baseline
▲ 0.50% · 4.625%
HK$72,528
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,792/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,548
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$70,680
−HK$2,166/mo
Today · 4.125%
HK$72,846
baseline
▲ 0.50% · 4.625%
HK$77,279
+HK$4,433/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,692/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,259
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,304
−HK$2,075/mo
Today · 4.125%
HK$80,379
baseline
▲ 0.50% · 4.625%
HK$84,616
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,758/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,133
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,874
−HK$2,786/mo
Today · 4.125%
HK$93,660
baseline
▲ 0.50% · 4.625%
HK$99,359
+HK$5,699/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,320/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,047
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$100,677
−HK$2,667/mo
Today · 4.125%
HK$103,344
baseline
▲ 0.50% · 4.625%
HK$108,792
+HK$5,448/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,688/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,248 · Scale 2, in force from 26 Feb 2026)