LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,964
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,487
−HK$1,547/mo
Today · 4.125%
HK$52,034
baseline
▲ 0.50% · 4.625%
HK$55,200
+HK$3,166/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,068/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,471
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,932
−HK$1,482/mo
Today · 4.125%
HK$57,414
baseline
▲ 0.50% · 4.625%
HK$60,441
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,828/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,756
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,584
−HK$1,857/mo
Today · 4.125%
HK$62,441
baseline
▲ 0.50% · 4.625%
HK$66,240
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,882/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,366
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,119
−HK$1,778/mo
Today · 4.125%
HK$68,897
baseline
▲ 0.50% · 4.625%
HK$72,529
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,794/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,549
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$70,681
−HK$2,167/mo
Today · 4.125%
HK$72,848
baseline
▲ 0.50% · 4.625%
HK$77,280
+HK$4,432/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,696/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,260
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,305
−HK$2,075/mo
Today · 4.125%
HK$80,380
baseline
▲ 0.50% · 4.625%
HK$84,617
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,760/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,134
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,876
−HK$2,785/mo
Today · 4.125%
HK$93,661
baseline
▲ 0.50% · 4.625%
HK$99,360
+HK$5,699/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,322/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,049
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$100,678
−HK$2,668/mo
Today · 4.125%
HK$103,346
baseline
▲ 0.50% · 4.625%
HK$108,793
+HK$5,447/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,692/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,281 · Scale 2, in force from 26 Feb 2026)