LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,966
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,489
−HK$1,547/mo
Today · 4.125%
HK$52,036
baseline
▲ 0.50% · 4.625%
HK$55,203
+HK$3,167/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,072/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,474
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,935
−HK$1,482/mo
Today · 4.125%
HK$57,417
baseline
▲ 0.50% · 4.625%
HK$60,444
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,834/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,759
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,587
−HK$1,857/mo
Today · 4.125%
HK$62,444
baseline
▲ 0.50% · 4.625%
HK$66,243
+HK$3,799/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$124,888/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,369
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,122
−HK$1,778/mo
Today · 4.125%
HK$68,900
baseline
▲ 0.50% · 4.625%
HK$72,532
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.88M · min. income ≈ HK$137,800/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,552
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$70,685
−HK$2,166/mo
Today · 4.125%
HK$72,851
baseline
▲ 0.50% · 4.625%
HK$77,284
+HK$4,433/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,702/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,264
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$78,309
−HK$2,075/mo
Today · 4.125%
HK$80,384
baseline
▲ 0.50% · 4.625%
HK$84,621
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,768/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,138
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,880
−HK$2,786/mo
Today · 4.125%
HK$93,666
baseline
▲ 0.50% · 4.625%
HK$99,365
+HK$5,699/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,332/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,053
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,683
−HK$2,668/mo
Today · 4.125%
HK$103,351
baseline
▲ 0.50% · 4.625%
HK$108,798
+HK$5,447/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,702/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$897,382 · Scale 2, in force from 26 Feb 2026)