LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,971
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,494
−HK$1,548/mo
Today · 4.125%
HK$52,042
baseline
▲ 0.50% · 4.625%
HK$55,208
+HK$3,166/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,084/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,479
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,941
−HK$1,482/mo
Today · 4.125%
HK$57,423
baseline
▲ 0.50% · 4.625%
HK$60,450
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,846/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,765
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,593
−HK$1,857/mo
Today · 4.125%
HK$62,450
baseline
▲ 0.50% · 4.625%
HK$66,250
+HK$3,800/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,900/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,375
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,129
−HK$1,778/mo
Today · 4.125%
HK$68,907
baseline
▲ 0.50% · 4.625%
HK$72,540
+HK$3,633/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,814/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,559
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$70,692
−HK$2,166/mo
Today · 4.125%
HK$72,858
baseline
▲ 0.50% · 4.625%
HK$77,292
+HK$4,434/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,716/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,271
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,317
−HK$2,075/mo
Today · 4.125%
HK$80,392
baseline
▲ 0.50% · 4.625%
HK$84,629
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,784/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,147
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,889
−HK$2,786/mo
Today · 4.125%
HK$93,675
baseline
▲ 0.50% · 4.625%
HK$99,375
+HK$5,700/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,350/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,063
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,693
−HK$2,668/mo
Today · 4.125%
HK$103,361
baseline
▲ 0.50% · 4.625%
HK$108,809
+HK$5,448/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,722/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,598 · Scale 2, in force from 26 Feb 2026)