LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,971
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,495
−HK$1,547/mo
Today · 4.125%
HK$52,042
baseline
▲ 0.50% · 4.625%
HK$55,209
+HK$3,167/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,084/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,480
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,941
−HK$1,482/mo
Today · 4.125%
HK$57,423
baseline
▲ 0.50% · 4.625%
HK$60,450
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,846/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,765
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,593
−HK$1,858/mo
Today · 4.125%
HK$62,451
baseline
▲ 0.50% · 4.625%
HK$66,251
+HK$3,800/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,902/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,376
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,129
−HK$1,779/mo
Today · 4.125%
HK$68,908
baseline
▲ 0.50% · 4.625%
HK$72,540
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,816/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,560
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$70,692
−HK$2,167/mo
Today · 4.125%
HK$72,859
baseline
▲ 0.50% · 4.625%
HK$77,292
+HK$4,433/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,718/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,272
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,318
−HK$2,075/mo
Today · 4.125%
HK$80,393
baseline
▲ 0.50% · 4.625%
HK$84,630
+HK$4,237/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,786/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,148
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,890
−HK$2,786/mo
Today · 4.125%
HK$93,676
baseline
▲ 0.50% · 4.625%
HK$99,376
+HK$5,700/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,352/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,064
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,694
−HK$2,668/mo
Today · 4.125%
HK$103,362
baseline
▲ 0.50% · 4.625%
HK$108,810
+HK$5,448/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,724/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,620 · Scale 2, in force from 26 Feb 2026)