LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,975
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,498
−HK$1,548/mo
Today · 4.125%
HK$52,046
baseline
▲ 0.50% · 4.625%
HK$55,213
+HK$3,167/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,092/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,484
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,945
−HK$1,482/mo
Today · 4.125%
HK$57,427
baseline
▲ 0.50% · 4.625%
HK$60,454
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,854/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,770
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,598
−HK$1,857/mo
Today · 4.125%
HK$62,455
baseline
▲ 0.50% · 4.625%
HK$66,255
+HK$3,800/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,910/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,381
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,134
−HK$1,779/mo
Today · 4.125%
HK$68,913
baseline
▲ 0.50% · 4.625%
HK$72,545
+HK$3,632/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,826/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,565
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$70,697
−HK$2,167/mo
Today · 4.125%
HK$72,864
baseline
▲ 0.50% · 4.625%
HK$77,298
+HK$4,434/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,728/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,277
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,323
−HK$2,075/mo
Today · 4.125%
HK$80,398
baseline
▲ 0.50% · 4.625%
HK$84,636
+HK$4,238/mo
Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$160,796/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,154
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$90,896
−HK$2,786/mo
Today · 4.125%
HK$93,682
baseline
▲ 0.50% · 4.625%
HK$99,383
+HK$5,701/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,364/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,071
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,701
−HK$2,668/mo
Today · 4.125%
HK$103,369
baseline
▲ 0.50% · 4.625%
HK$108,818
+HK$5,449/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,738/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,770 · Scale 2, in force from 26 Feb 2026)