LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,980
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,503
−HK$1,548/mo
Today · 4.125%
HK$52,051
baseline
▲ 0.50% · 4.625%
HK$55,218
+HK$3,167/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,102/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,489
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,951
−HK$1,482/mo
Today · 4.125%
HK$57,433
baseline
▲ 0.50% · 4.625%
HK$60,461
+HK$3,028/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,866/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,776
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,604
−HK$1,857/mo
Today · 4.125%
HK$62,461
baseline
▲ 0.50% · 4.625%
HK$66,262
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,922/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,387
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,141
−HK$1,779/mo
Today · 4.125%
HK$68,920
baseline
▲ 0.50% · 4.625%
HK$72,553
+HK$3,633/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,840/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,571
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,704
−HK$2,167/mo
Today · 4.125%
HK$72,871
baseline
▲ 0.50% · 4.625%
HK$77,306
+HK$4,435/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$145,742/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,285
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$78,331
−HK$2,075/mo
Today · 4.125%
HK$80,406
baseline
▲ 0.50% · 4.625%
HK$84,645
+HK$4,239/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$160,812/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,163
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,906
−HK$2,786/mo
Today · 4.125%
HK$93,692
baseline
▲ 0.50% · 4.625%
HK$99,393
+HK$5,701/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,384/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,081
−HK$5,299/mo
▼ 0.25% · 3.875%
HK$100,711
−HK$2,669/mo
Today · 4.125%
HK$103,380
baseline
▲ 0.50% · 4.625%
HK$108,829
+HK$5,449/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,760/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$897,986 · Scale 2, in force from 26 Feb 2026)