LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,983
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,507
−HK$1,548/mo
Today · 4.125%
HK$52,055
baseline
▲ 0.50% · 4.625%
HK$55,222
+HK$3,167/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,110/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,493
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,955
−HK$1,483/mo
Today · 4.125%
HK$57,438
baseline
▲ 0.50% · 4.625%
HK$60,465
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,876/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,780
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,608
−HK$1,858/mo
Today · 4.125%
HK$62,466
baseline
▲ 0.50% · 4.625%
HK$66,267
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,932/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,392
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,146
−HK$1,779/mo
Today · 4.125%
HK$68,925
baseline
▲ 0.50% · 4.625%
HK$72,558
+HK$3,633/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,850/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,577
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,710
−HK$2,167/mo
Today · 4.125%
HK$72,877
baseline
▲ 0.50% · 4.625%
HK$77,311
+HK$4,434/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$145,754/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,291
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,337
−HK$2,076/mo
Today · 4.125%
HK$80,413
baseline
▲ 0.50% · 4.625%
HK$84,651
+HK$4,238/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$160,826/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,170
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,912
−HK$2,787/mo
Today · 4.125%
HK$93,699
baseline
▲ 0.50% · 4.625%
HK$99,400
+HK$5,701/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,398/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,088
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,719
−HK$2,669/mo
Today · 4.125%
HK$103,388
baseline
▲ 0.50% · 4.625%
HK$108,837
+HK$5,449/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,776/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,148 · Scale 2, in force from 26 Feb 2026)