LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,986
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,510
−HK$1,548/mo
Today · 4.125%
HK$52,058
baseline
▲ 0.50% · 4.625%
HK$55,226
+HK$3,168/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,116/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,497
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,958
−HK$1,483/mo
Today · 4.125%
HK$57,441
baseline
▲ 0.50% · 4.625%
HK$60,469
+HK$3,028/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,882/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,784
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,612
−HK$1,858/mo
Today · 4.125%
HK$62,470
baseline
▲ 0.50% · 4.625%
HK$66,271
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,940/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,396
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,150
−HK$1,779/mo
Today · 4.125%
HK$68,929
baseline
▲ 0.50% · 4.625%
HK$72,563
+HK$3,634/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,858/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,581
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,714
−HK$2,168/mo
Today · 4.125%
HK$72,882
baseline
▲ 0.50% · 4.625%
HK$77,316
+HK$4,434/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$145,764/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,296
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,342
−HK$2,076/mo
Today · 4.125%
HK$80,418
baseline
▲ 0.50% · 4.625%
HK$84,657
+HK$4,239/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$160,836/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,175
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,918
−HK$2,787/mo
Today · 4.125%
HK$93,705
baseline
▲ 0.50% · 4.625%
HK$99,407
+HK$5,702/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,410/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,094
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,725
−HK$2,669/mo
Today · 4.125%
HK$103,394
baseline
▲ 0.50% · 4.625%
HK$108,844
+HK$5,450/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,788/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,284 · Scale 2, in force from 26 Feb 2026)