LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,987
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,511
−HK$1,548/mo
Today · 4.125%
HK$52,059
baseline
▲ 0.50% · 4.625%
HK$55,227
+HK$3,168/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,118/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,498
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,959
−HK$1,483/mo
Today · 4.125%
HK$57,442
baseline
▲ 0.50% · 4.625%
HK$60,470
+HK$3,028/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,884/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,785
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,613
−HK$1,858/mo
Today · 4.125%
HK$62,471
baseline
▲ 0.50% · 4.625%
HK$66,272
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,942/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,397
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,151
−HK$1,779/mo
Today · 4.125%
HK$68,930
baseline
▲ 0.50% · 4.625%
HK$72,564
+HK$3,634/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,860/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,582
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,715
−HK$2,168/mo
Today · 4.125%
HK$72,883
baseline
▲ 0.50% · 4.625%
HK$77,317
+HK$4,434/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$145,766/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,297
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,343
−HK$2,076/mo
Today · 4.125%
HK$80,419
baseline
▲ 0.50% · 4.625%
HK$84,658
+HK$4,239/mo
Deposit HK$6.44M · loan HK$15.04M · min. income ≈ HK$160,838/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,177
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,920
−HK$2,786/mo
Today · 4.125%
HK$93,706
baseline
▲ 0.50% · 4.625%
HK$99,408
+HK$5,702/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$187,412/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,096
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,727
−HK$2,669/mo
Today · 4.125%
HK$103,396
baseline
▲ 0.50% · 4.625%
HK$108,846
+HK$5,450/mo
Deposit HK$2.15M · loan HK$19.33M · min. income ≈ HK$206,792/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,315 · Scale 2, in force from 26 Feb 2026)