LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,988
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,511
−HK$1,549/mo
Today · 4.125%
HK$52,060
baseline
▲ 0.50% · 4.625%
HK$55,227
+HK$3,167/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,120/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,498
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,960
−HK$1,483/mo
Today · 4.125%
HK$57,443
baseline
▲ 0.50% · 4.625%
HK$60,470
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,886/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,785
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,614
−HK$1,858/mo
Today · 4.125%
HK$62,472
baseline
▲ 0.50% · 4.625%
HK$66,273
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,944/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,398
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,152
−HK$1,779/mo
Today · 4.125%
HK$68,931
baseline
▲ 0.50% · 4.625%
HK$72,565
+HK$3,634/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,862/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,583
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$70,716
−HK$2,167/mo
Today · 4.125%
HK$72,883
baseline
▲ 0.50% · 4.625%
HK$77,318
+HK$4,435/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,766/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,298
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,344
−HK$2,076/mo
Today · 4.125%
HK$80,420
baseline
▲ 0.50% · 4.625%
HK$84,659
+HK$4,239/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,840/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,178
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,921
−HK$2,786/mo
Today · 4.125%
HK$93,707
baseline
▲ 0.50% · 4.625%
HK$99,409
+HK$5,702/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,414/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,097
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,728
−HK$2,669/mo
Today · 4.125%
HK$103,397
baseline
▲ 0.50% · 4.625%
HK$108,847
+HK$5,450/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,794/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,339 · Scale 2, in force from 26 Feb 2026)