LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,988
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,512
−HK$1,548/mo
Today · 4.125%
HK$52,060
baseline
▲ 0.50% · 4.625%
HK$55,228
+HK$3,168/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,120/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,499
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,961
−HK$1,483/mo
Today · 4.125%
HK$57,444
baseline
▲ 0.50% · 4.625%
HK$60,471
+HK$3,027/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,888/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,786
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,615
−HK$1,858/mo
Today · 4.125%
HK$62,473
baseline
▲ 0.50% · 4.625%
HK$66,274
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,946/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,399
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,153
−HK$1,779/mo
Today · 4.125%
HK$68,932
baseline
▲ 0.50% · 4.625%
HK$72,566
+HK$3,634/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,864/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,584
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,717
−HK$2,168/mo
Today · 4.125%
HK$72,885
baseline
▲ 0.50% · 4.625%
HK$77,319
+HK$4,434/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,770/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,299
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,345
−HK$2,076/mo
Today · 4.125%
HK$80,421
baseline
▲ 0.50% · 4.625%
HK$84,660
+HK$4,239/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,842/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,179
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,922
−HK$2,787/mo
Today · 4.125%
HK$93,709
baseline
▲ 0.50% · 4.625%
HK$99,411
+HK$5,702/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,418/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,098
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,729
−HK$2,669/mo
Today · 4.125%
HK$103,398
baseline
▲ 0.50% · 4.625%
HK$108,849
+HK$5,451/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,796/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,374 · Scale 2, in force from 26 Feb 2026)