LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,991
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,515
−HK$1,548/mo
Today · 4.125%
HK$52,063
baseline
▲ 0.50% · 4.625%
HK$55,231
+HK$3,168/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,126/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,502
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,964
−HK$1,483/mo
Today · 4.125%
HK$57,447
baseline
▲ 0.50% · 4.625%
HK$60,475
+HK$3,028/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,894/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,789
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,618
−HK$1,858/mo
Today · 4.125%
HK$62,476
baseline
▲ 0.50% · 4.625%
HK$66,277
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,952/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,402
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,156
−HK$1,780/mo
Today · 4.125%
HK$68,936
baseline
▲ 0.50% · 4.625%
HK$72,570
+HK$3,634/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,872/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,587
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,721
−HK$2,167/mo
Today · 4.125%
HK$72,888
baseline
▲ 0.50% · 4.625%
HK$77,323
+HK$4,435/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,776/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,303
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,349
−HK$2,076/mo
Today · 4.125%
HK$80,425
baseline
▲ 0.50% · 4.625%
HK$84,664
+HK$4,239/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,850/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,184
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,927
−HK$2,787/mo
Today · 4.125%
HK$93,714
baseline
▲ 0.50% · 4.625%
HK$99,416
+HK$5,702/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,428/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,103
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,735
−HK$2,669/mo
Today · 4.125%
HK$103,404
baseline
▲ 0.50% · 4.625%
HK$108,854
+HK$5,450/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,808/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,484 · Scale 2, in force from 26 Feb 2026)