LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,992
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,516
−HK$1,548/mo
Today · 4.125%
HK$52,064
baseline
▲ 0.50% · 4.625%
HK$55,232
+HK$3,168/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,128/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,503
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,965
−HK$1,482/mo
Today · 4.125%
HK$57,447
baseline
▲ 0.50% · 4.625%
HK$60,476
+HK$3,029/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,894/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,790
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,619
−HK$1,858/mo
Today · 4.125%
HK$62,477
baseline
▲ 0.50% · 4.625%
HK$66,278
+HK$3,801/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$124,954/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,403
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,157
−HK$1,780/mo
Today · 4.125%
HK$68,937
baseline
▲ 0.50% · 4.625%
HK$72,571
+HK$3,634/mo
Deposit HK$8.59M · loan HK$12.89M · min. income ≈ HK$137,874/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,588
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,722
−HK$2,168/mo
Today · 4.125%
HK$72,890
baseline
▲ 0.50% · 4.625%
HK$77,325
+HK$4,435/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,780/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,304
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$78,350
−HK$2,076/mo
Today · 4.125%
HK$80,426
baseline
▲ 0.50% · 4.625%
HK$84,666
+HK$4,240/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,852/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,185
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,928
−HK$2,787/mo
Today · 4.125%
HK$93,715
baseline
▲ 0.50% · 4.625%
HK$99,417
+HK$5,702/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,430/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,105
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,736
−HK$2,669/mo
Today · 4.125%
HK$103,405
baseline
▲ 0.50% · 4.625%
HK$108,856
+HK$5,451/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,810/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,518 · Scale 2, in force from 26 Feb 2026)