LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,998
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,522
−HK$1,548/mo
Today · 4.125%
HK$52,070
baseline
▲ 0.50% · 4.625%
HK$55,239
+HK$3,169/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,140/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,509
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,971
−HK$1,483/mo
Today · 4.125%
HK$57,454
baseline
▲ 0.50% · 4.625%
HK$60,483
+HK$3,029/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,908/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,797
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,626
−HK$1,858/mo
Today · 4.125%
HK$62,484
baseline
▲ 0.50% · 4.625%
HK$66,286
+HK$3,802/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$124,968/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,411
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,166
−HK$1,779/mo
Today · 4.125%
HK$68,945
baseline
▲ 0.50% · 4.625%
HK$72,579
+HK$3,634/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$137,890/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,597
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,730
−HK$2,168/mo
Today · 4.125%
HK$72,898
baseline
▲ 0.50% · 4.625%
HK$77,334
+HK$4,436/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,796/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,313
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,360
−HK$2,076/mo
Today · 4.125%
HK$80,436
baseline
▲ 0.50% · 4.625%
HK$84,676
+HK$4,240/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,872/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,196
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,939
−HK$2,787/mo
Today · 4.125%
HK$93,726
baseline
▲ 0.50% · 4.625%
HK$99,429
+HK$5,703/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,452/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,117
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,748
−HK$2,670/mo
Today · 4.125%
HK$103,418
baseline
▲ 0.50% · 4.625%
HK$108,869
+HK$5,451/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,836/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,777 · Scale 2, in force from 26 Feb 2026)