LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,998
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,522
−HK$1,549/mo
Today · 4.125%
HK$52,071
baseline
▲ 0.50% · 4.625%
HK$55,239
+HK$3,168/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,142/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,510
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,972
−HK$1,483/mo
Today · 4.125%
HK$57,455
baseline
▲ 0.50% · 4.625%
HK$60,484
+HK$3,029/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,910/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,798
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,627
−HK$1,858/mo
Today · 4.125%
HK$62,485
baseline
▲ 0.50% · 4.625%
HK$66,287
+HK$3,802/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$124,970/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,412
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,167
−HK$1,779/mo
Today · 4.125%
HK$68,946
baseline
▲ 0.50% · 4.625%
HK$72,580
+HK$3,634/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$137,892/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,598
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$70,731
−HK$2,168/mo
Today · 4.125%
HK$72,899
baseline
▲ 0.50% · 4.625%
HK$77,335
+HK$4,436/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,798/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,314
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,361
−HK$2,076/mo
Today · 4.125%
HK$80,437
baseline
▲ 0.50% · 4.625%
HK$84,677
+HK$4,240/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,874/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,197
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,940
−HK$2,788/mo
Today · 4.125%
HK$93,728
baseline
▲ 0.50% · 4.625%
HK$99,431
+HK$5,703/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,456/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,118
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,750
−HK$2,669/mo
Today · 4.125%
HK$103,419
baseline
▲ 0.50% · 4.625%
HK$108,871
+HK$5,452/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,838/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,809 · Scale 2, in force from 26 Feb 2026)