LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,000
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,524
−HK$1,549/mo
Today · 4.125%
HK$52,073
baseline
▲ 0.50% · 4.625%
HK$55,241
+HK$3,168/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$104,146/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,512
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,974
−HK$1,483/mo
Today · 4.125%
HK$57,457
baseline
▲ 0.50% · 4.625%
HK$60,486
+HK$3,029/mo
Deposit HK$10.74M · loan HK$10.74M · min. income ≈ HK$114,914/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,800
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,629
−HK$1,858/mo
Today · 4.125%
HK$62,487
baseline
▲ 0.50% · 4.625%
HK$66,290
+HK$3,803/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$124,974/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,415
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,169
−HK$1,780/mo
Today · 4.125%
HK$68,949
baseline
▲ 0.50% · 4.625%
HK$72,583
+HK$3,634/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$137,898/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,600
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,734
−HK$2,168/mo
Today · 4.125%
HK$72,902
baseline
▲ 0.50% · 4.625%
HK$77,338
+HK$4,436/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,804/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,317
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$78,364
−HK$2,076/mo
Today · 4.125%
HK$80,440
baseline
▲ 0.50% · 4.625%
HK$84,680
+HK$4,240/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,880/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,200
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,944
−HK$2,787/mo
Today · 4.125%
HK$93,731
baseline
▲ 0.50% · 4.625%
HK$99,434
+HK$5,703/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,462/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,122
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,753
−HK$2,670/mo
Today · 4.125%
HK$103,423
baseline
▲ 0.50% · 4.625%
HK$108,875
+HK$5,452/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,846/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$898,885 · Scale 2, in force from 26 Feb 2026)