LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,005
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,530
−HK$1,548/mo
Today · 4.125%
HK$52,078
baseline
▲ 0.50% · 4.625%
HK$55,247
+HK$3,169/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,156/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,518
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,980
−HK$1,483/mo
Today · 4.125%
HK$57,463
baseline
▲ 0.50% · 4.625%
HK$60,492
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,926/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,806
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,636
−HK$1,858/mo
Today · 4.125%
HK$62,494
baseline
▲ 0.50% · 4.625%
HK$66,297
+HK$3,803/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$124,988/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,422
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,176
−HK$1,780/mo
Today · 4.125%
HK$68,956
baseline
▲ 0.50% · 4.625%
HK$72,591
+HK$3,635/mo
Deposit HK$8.60M · loan HK$12.89M · min. income ≈ HK$137,912/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,608
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,742
−HK$2,168/mo
Today · 4.125%
HK$72,910
baseline
▲ 0.50% · 4.625%
HK$77,346
+HK$4,436/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,820/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,325
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,372
−HK$2,077/mo
Today · 4.125%
HK$80,449
baseline
▲ 0.50% · 4.625%
HK$84,689
+HK$4,240/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,898/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,210
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,953
−HK$2,788/mo
Today · 4.125%
HK$93,741
baseline
▲ 0.50% · 4.625%
HK$99,445
+HK$5,704/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,482/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,132
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,764
−HK$2,670/mo
Today · 4.125%
HK$103,434
baseline
▲ 0.50% · 4.625%
HK$108,886
+HK$5,452/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,868/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,117 · Scale 2, in force from 26 Feb 2026)