LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,008
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,532
−HK$1,549/mo
Today · 4.125%
HK$52,081
baseline
▲ 0.50% · 4.625%
HK$55,250
+HK$3,169/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,162/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,521
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,983
−HK$1,483/mo
Today · 4.125%
HK$57,466
baseline
▲ 0.50% · 4.625%
HK$60,495
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,932/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,809
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,639
−HK$1,858/mo
Today · 4.125%
HK$62,497
baseline
▲ 0.50% · 4.625%
HK$66,300
+HK$3,803/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$124,994/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,425
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,180
−HK$1,780/mo
Today · 4.125%
HK$68,960
baseline
▲ 0.50% · 4.625%
HK$72,595
+HK$3,635/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,920/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,611
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,745
−HK$2,169/mo
Today · 4.125%
HK$72,914
baseline
▲ 0.50% · 4.625%
HK$77,350
+HK$4,436/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$145,828/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,329
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,376
−HK$2,077/mo
Today · 4.125%
HK$80,453
baseline
▲ 0.50% · 4.625%
HK$84,694
+HK$4,241/mo
Deposit HK$6.45M · loan HK$15.04M · min. income ≈ HK$160,906/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,214
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,958
−HK$2,788/mo
Today · 4.125%
HK$93,746
baseline
▲ 0.50% · 4.625%
HK$99,450
+HK$5,704/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,492/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,137
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,769
−HK$2,670/mo
Today · 4.125%
HK$103,439
baseline
▲ 0.50% · 4.625%
HK$108,892
+HK$5,453/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,878/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,226 · Scale 2, in force from 26 Feb 2026)