LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,011
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,535
−HK$1,549/mo
Today · 4.125%
HK$52,084
baseline
▲ 0.50% · 4.625%
HK$55,253
+HK$3,169/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,168/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,524
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,986
−HK$1,484/mo
Today · 4.125%
HK$57,470
baseline
▲ 0.50% · 4.625%
HK$60,499
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,940/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,813
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,642
−HK$1,859/mo
Today · 4.125%
HK$62,501
baseline
▲ 0.50% · 4.625%
HK$66,304
+HK$3,803/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,002/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,429
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,184
−HK$1,780/mo
Today · 4.125%
HK$68,964
baseline
▲ 0.50% · 4.625%
HK$72,599
+HK$3,635/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,928/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,615
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,749
−HK$2,169/mo
Today · 4.125%
HK$72,918
baseline
▲ 0.50% · 4.625%
HK$77,355
+HK$4,437/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,836/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,334
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,381
−HK$2,077/mo
Today · 4.125%
HK$80,458
baseline
▲ 0.50% · 4.625%
HK$84,699
+HK$4,241/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,916/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,219
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,964
−HK$2,788/mo
Today · 4.125%
HK$93,752
baseline
▲ 0.50% · 4.625%
HK$99,456
+HK$5,704/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,504/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,143
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,775
−HK$2,671/mo
Today · 4.125%
HK$103,446
baseline
▲ 0.50% · 4.625%
HK$108,898
+HK$5,452/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,892/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,356 · Scale 2, in force from 26 Feb 2026)