LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,011
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,536
−HK$1,549/mo
Today · 4.125%
HK$52,085
baseline
▲ 0.50% · 4.625%
HK$55,254
+HK$3,169/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,170/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,524
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,987
−HK$1,483/mo
Today · 4.125%
HK$57,470
baseline
▲ 0.50% · 4.625%
HK$60,499
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,940/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,813
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,643
−HK$1,858/mo
Today · 4.125%
HK$62,501
baseline
▲ 0.50% · 4.625%
HK$66,305
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,002/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,429
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,184
−HK$1,780/mo
Today · 4.125%
HK$68,964
baseline
▲ 0.50% · 4.625%
HK$72,599
+HK$3,635/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,928/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,616
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$70,750
−HK$2,168/mo
Today · 4.125%
HK$72,918
baseline
▲ 0.50% · 4.625%
HK$77,355
+HK$4,437/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,836/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,334
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,381
−HK$2,077/mo
Today · 4.125%
HK$80,458
baseline
▲ 0.50% · 4.625%
HK$84,699
+HK$4,241/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,916/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,220
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,964
−HK$2,788/mo
Today · 4.125%
HK$93,752
baseline
▲ 0.50% · 4.625%
HK$99,457
+HK$5,705/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,504/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,144
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,776
−HK$2,670/mo
Today · 4.125%
HK$103,446
baseline
▲ 0.50% · 4.625%
HK$108,899
+HK$5,453/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,892/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,369 · Scale 2, in force from 26 Feb 2026)