LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,012
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,536
−HK$1,549/mo
Today · 4.125%
HK$52,085
baseline
▲ 0.50% · 4.625%
HK$55,255
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,170/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,525
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,988
−HK$1,483/mo
Today · 4.125%
HK$57,471
baseline
▲ 0.50% · 4.625%
HK$60,500
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,942/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,814
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,644
−HK$1,858/mo
Today · 4.125%
HK$62,502
baseline
▲ 0.50% · 4.625%
HK$66,306
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,004/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,430
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,185
−HK$1,780/mo
Today · 4.125%
HK$68,965
baseline
▲ 0.50% · 4.625%
HK$72,601
+HK$3,636/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,930/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,617
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,751
−HK$2,169/mo
Today · 4.125%
HK$72,920
baseline
▲ 0.50% · 4.625%
HK$77,357
+HK$4,437/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,840/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,335
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,383
−HK$2,077/mo
Today · 4.125%
HK$80,460
baseline
▲ 0.50% · 4.625%
HK$84,701
+HK$4,241/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,920/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,221
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,966
−HK$2,788/mo
Today · 4.125%
HK$93,754
baseline
▲ 0.50% · 4.625%
HK$99,458
+HK$5,704/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$187,508/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,146
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,778
−HK$2,670/mo
Today · 4.125%
HK$103,448
baseline
▲ 0.50% · 4.625%
HK$108,901
+HK$5,453/mo
Deposit HK$2.15M · loan HK$19.34M · min. income ≈ HK$206,896/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,405 · Scale 2, in force from 26 Feb 2026)