LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,013
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,538
−HK$1,549/mo
Today · 4.125%
HK$52,087
baseline
▲ 0.50% · 4.625%
HK$55,256
+HK$3,169/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,174/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,526
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,989
−HK$1,483/mo
Today · 4.125%
HK$57,472
baseline
▲ 0.50% · 4.625%
HK$60,502
+HK$3,030/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,944/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,816
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,645
−HK$1,859/mo
Today · 4.125%
HK$62,504
baseline
▲ 0.50% · 4.625%
HK$66,307
+HK$3,803/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,008/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,432
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,187
−HK$1,780/mo
Today · 4.125%
HK$68,967
baseline
▲ 0.50% · 4.625%
HK$72,602
+HK$3,635/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,934/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,618
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,753
−HK$2,168/mo
Today · 4.125%
HK$72,921
baseline
▲ 0.50% · 4.625%
HK$77,358
+HK$4,437/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,842/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,337
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,384
−HK$2,077/mo
Today · 4.125%
HK$80,461
baseline
▲ 0.50% · 4.625%
HK$84,703
+HK$4,242/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,922/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,223
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,968
−HK$2,788/mo
Today · 4.125%
HK$93,756
baseline
▲ 0.50% · 4.625%
HK$99,461
+HK$5,705/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,512/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,148
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,780
−HK$2,670/mo
Today · 4.125%
HK$103,450
baseline
▲ 0.50% · 4.625%
HK$108,903
+HK$5,453/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,900/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,451 · Scale 2, in force from 26 Feb 2026)