LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,015
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,540
−HK$1,549/mo
Today · 4.125%
HK$52,089
baseline
▲ 0.50% · 4.625%
HK$55,258
+HK$3,169/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,178/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,529
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,991
−HK$1,484/mo
Today · 4.125%
HK$57,475
baseline
▲ 0.50% · 4.625%
HK$60,504
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,950/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,818
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,648
−HK$1,859/mo
Today · 4.125%
HK$62,507
baseline
▲ 0.50% · 4.625%
HK$66,310
+HK$3,803/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,014/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,435
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,190
−HK$1,780/mo
Today · 4.125%
HK$68,970
baseline
▲ 0.50% · 4.625%
HK$72,605
+HK$3,635/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,940/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,621
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,756
−HK$2,168/mo
Today · 4.125%
HK$72,924
baseline
▲ 0.50% · 4.625%
HK$77,362
+HK$4,438/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,848/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,340
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,388
−HK$2,077/mo
Today · 4.125%
HK$80,465
baseline
▲ 0.50% · 4.625%
HK$84,706
+HK$4,241/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,930/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,227
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,972
−HK$2,788/mo
Today · 4.125%
HK$93,760
baseline
▲ 0.50% · 4.625%
HK$99,465
+HK$5,705/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,520/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,152
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,784
−HK$2,671/mo
Today · 4.125%
HK$103,455
baseline
▲ 0.50% · 4.625%
HK$108,908
+HK$5,453/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,910/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,547 · Scale 2, in force from 26 Feb 2026)