LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,017
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,541
−HK$1,549/mo
Today · 4.125%
HK$52,090
baseline
▲ 0.50% · 4.625%
HK$55,260
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,180/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,530
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$55,993
−HK$1,484/mo
Today · 4.125%
HK$57,477
baseline
▲ 0.50% · 4.625%
HK$60,506
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,954/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,820
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,650
−HK$1,858/mo
Today · 4.125%
HK$62,508
baseline
▲ 0.50% · 4.625%
HK$66,312
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,016/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,437
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,192
−HK$1,780/mo
Today · 4.125%
HK$68,972
baseline
▲ 0.50% · 4.625%
HK$72,608
+HK$3,636/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,944/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,623
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,758
−HK$2,169/mo
Today · 4.125%
HK$72,927
baseline
▲ 0.50% · 4.625%
HK$77,364
+HK$4,437/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,854/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,343
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$78,390
−HK$2,077/mo
Today · 4.125%
HK$80,467
baseline
▲ 0.50% · 4.625%
HK$84,709
+HK$4,242/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,934/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,230
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,974
−HK$2,789/mo
Today · 4.125%
HK$93,763
baseline
▲ 0.50% · 4.625%
HK$99,468
+HK$5,705/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,526/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,155
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,787
−HK$2,671/mo
Today · 4.125%
HK$103,458
baseline
▲ 0.50% · 4.625%
HK$108,911
+HK$5,453/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,916/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,610 · Scale 2, in force from 26 Feb 2026)