LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,018
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,542
−HK$1,549/mo
Today · 4.125%
HK$52,091
baseline
▲ 0.50% · 4.625%
HK$55,261
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,182/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,532
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,994
−HK$1,484/mo
Today · 4.125%
HK$57,478
baseline
▲ 0.50% · 4.625%
HK$60,507
+HK$3,029/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,956/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,821
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,651
−HK$1,859/mo
Today · 4.125%
HK$62,510
baseline
▲ 0.50% · 4.625%
HK$66,313
+HK$3,803/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,020/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,438
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,193
−HK$1,780/mo
Today · 4.125%
HK$68,973
baseline
▲ 0.50% · 4.625%
HK$72,609
+HK$3,636/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,946/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,625
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$70,759
−HK$2,169/mo
Today · 4.125%
HK$72,928
baseline
▲ 0.50% · 4.625%
HK$77,365
+HK$4,437/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,856/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,344
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,392
−HK$2,077/mo
Today · 4.125%
HK$80,469
baseline
▲ 0.50% · 4.625%
HK$84,710
+HK$4,241/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,938/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,232
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,976
−HK$2,788/mo
Today · 4.125%
HK$93,764
baseline
▲ 0.50% · 4.625%
HK$99,470
+HK$5,706/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,528/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,157
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,789
−HK$2,671/mo
Today · 4.125%
HK$103,460
baseline
▲ 0.50% · 4.625%
HK$108,913
+HK$5,453/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,920/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,650 · Scale 2, in force from 26 Feb 2026)