LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,021
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,546
−HK$1,549/mo
Today · 4.125%
HK$52,095
baseline
▲ 0.50% · 4.625%
HK$55,265
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,190/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,536
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$55,998
−HK$1,484/mo
Today · 4.125%
HK$57,482
baseline
▲ 0.50% · 4.625%
HK$60,512
+HK$3,030/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,964/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,826
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,655
−HK$1,859/mo
Today · 4.125%
HK$62,514
baseline
▲ 0.50% · 4.625%
HK$66,318
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,028/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,443
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,198
−HK$1,781/mo
Today · 4.125%
HK$68,979
baseline
▲ 0.50% · 4.625%
HK$72,614
+HK$3,635/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,958/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,630
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,765
−HK$2,169/mo
Today · 4.125%
HK$72,934
baseline
▲ 0.50% · 4.625%
HK$77,371
+HK$4,437/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,868/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,350
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,398
−HK$2,077/mo
Today · 4.125%
HK$80,475
baseline
▲ 0.50% · 4.625%
HK$84,717
+HK$4,242/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,950/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,238
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,983
−HK$2,789/mo
Today · 4.125%
HK$93,772
baseline
▲ 0.50% · 4.625%
HK$99,477
+HK$5,705/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,544/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,164
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,797
−HK$2,671/mo
Today · 4.125%
HK$103,468
baseline
▲ 0.50% · 4.625%
HK$108,922
+HK$5,454/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,936/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,816 · Scale 2, in force from 26 Feb 2026)