LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,025
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,550
−HK$1,549/mo
Today · 4.125%
HK$52,099
baseline
▲ 0.50% · 4.625%
HK$55,269
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,198/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,540
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$56,002
−HK$1,484/mo
Today · 4.125%
HK$57,486
baseline
▲ 0.50% · 4.625%
HK$60,516
+HK$3,030/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,972/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,830
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,660
−HK$1,859/mo
Today · 4.125%
HK$62,519
baseline
▲ 0.50% · 4.625%
HK$66,323
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,038/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,447
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,203
−HK$1,780/mo
Today · 4.125%
HK$68,983
baseline
▲ 0.50% · 4.625%
HK$72,620
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,966/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,635
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,770
−HK$2,169/mo
Today · 4.125%
HK$72,939
baseline
▲ 0.50% · 4.625%
HK$77,377
+HK$4,438/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,878/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,355
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,403
−HK$2,078/mo
Today · 4.125%
HK$80,481
baseline
▲ 0.50% · 4.625%
HK$84,723
+HK$4,242/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,962/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,245
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,989
−HK$2,789/mo
Today · 4.125%
HK$93,778
baseline
▲ 0.50% · 4.625%
HK$99,484
+HK$5,706/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,556/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,171
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,804
−HK$2,671/mo
Today · 4.125%
HK$103,475
baseline
▲ 0.50% · 4.625%
HK$108,929
+HK$5,454/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,950/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$899,967 · Scale 2, in force from 26 Feb 2026)