LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,026
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,551
−HK$1,549/mo
Today · 4.125%
HK$52,100
baseline
▲ 0.50% · 4.625%
HK$55,270
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,200/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,541
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,004
−HK$1,484/mo
Today · 4.125%
HK$57,488
baseline
▲ 0.50% · 4.625%
HK$60,518
+HK$3,030/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,976/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,831
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,661
−HK$1,859/mo
Today · 4.125%
HK$62,520
baseline
▲ 0.50% · 4.625%
HK$66,325
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,040/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,449
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,204
−HK$1,781/mo
Today · 4.125%
HK$68,985
baseline
▲ 0.50% · 4.625%
HK$72,621
+HK$3,636/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,970/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,636
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,771
−HK$2,169/mo
Today · 4.125%
HK$72,940
baseline
▲ 0.50% · 4.625%
HK$77,379
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,880/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,357
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,405
−HK$2,078/mo
Today · 4.125%
HK$80,483
baseline
▲ 0.50% · 4.625%
HK$84,725
+HK$4,242/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,966/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,247
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,992
−HK$2,789/mo
Today · 4.125%
HK$93,781
baseline
▲ 0.50% · 4.625%
HK$99,487
+HK$5,706/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,562/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,174
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,807
−HK$2,671/mo
Today · 4.125%
HK$103,478
baseline
▲ 0.50% · 4.625%
HK$108,932
+HK$5,454/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,956/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,019 · Scale 2, in force from 26 Feb 2026)