LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,027
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,552
−HK$1,549/mo
Today · 4.125%
HK$52,101
baseline
▲ 0.50% · 4.625%
HK$55,272
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,202/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,542
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,005
−HK$1,484/mo
Today · 4.125%
HK$57,489
baseline
▲ 0.50% · 4.625%
HK$60,519
+HK$3,030/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,978/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,832
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,662
−HK$1,860/mo
Today · 4.125%
HK$62,522
baseline
▲ 0.50% · 4.625%
HK$66,326
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,044/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,450
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,206
−HK$1,781/mo
Today · 4.125%
HK$68,987
baseline
▲ 0.50% · 4.625%
HK$72,623
+HK$3,636/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,974/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,638
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,773
−HK$2,169/mo
Today · 4.125%
HK$72,942
baseline
▲ 0.50% · 4.625%
HK$77,380
+HK$4,438/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,884/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,359
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,407
−HK$2,077/mo
Today · 4.125%
HK$80,484
baseline
▲ 0.50% · 4.625%
HK$84,727
+HK$4,243/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,968/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,249
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,994
−HK$2,789/mo
Today · 4.125%
HK$93,783
baseline
▲ 0.50% · 4.625%
HK$99,489
+HK$5,706/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,566/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,176
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,809
−HK$2,671/mo
Today · 4.125%
HK$103,480
baseline
▲ 0.50% · 4.625%
HK$108,934
+HK$5,454/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,960/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,066 · Scale 2, in force from 26 Feb 2026)