LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,029
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,554
−HK$1,550/mo
Today · 4.125%
HK$52,104
baseline
▲ 0.50% · 4.625%
HK$55,274
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,208/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,544
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,007
−HK$1,484/mo
Today · 4.125%
HK$57,491
baseline
▲ 0.50% · 4.625%
HK$60,522
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,982/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,835
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,665
−HK$1,859/mo
Today · 4.125%
HK$62,524
baseline
▲ 0.50% · 4.625%
HK$66,329
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,048/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,453
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,209
−HK$1,780/mo
Today · 4.125%
HK$68,989
baseline
▲ 0.50% · 4.625%
HK$72,626
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,978/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,641
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,776
−HK$2,169/mo
Today · 4.125%
HK$72,945
baseline
▲ 0.50% · 4.625%
HK$77,384
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,890/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,362
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,410
−HK$2,078/mo
Today · 4.125%
HK$80,488
baseline
▲ 0.50% · 4.625%
HK$84,730
+HK$4,242/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,976/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,252
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$90,998
−HK$2,789/mo
Today · 4.125%
HK$93,787
baseline
▲ 0.50% · 4.625%
HK$99,493
+HK$5,706/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,574/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,180
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,813
−HK$2,671/mo
Today · 4.125%
HK$103,484
baseline
▲ 0.50% · 4.625%
HK$108,939
+HK$5,455/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,968/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,157 · Scale 2, in force from 26 Feb 2026)