LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,030
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$50,555
−HK$1,549/mo
Today · 4.125%
HK$52,104
baseline
▲ 0.50% · 4.625%
HK$55,275
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,208/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,545
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,008
−HK$1,484/mo
Today · 4.125%
HK$57,492
baseline
▲ 0.50% · 4.625%
HK$60,522
+HK$3,030/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,984/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,836
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,666
−HK$1,859/mo
Today · 4.125%
HK$62,525
baseline
▲ 0.50% · 4.625%
HK$66,330
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,050/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,454
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,210
−HK$1,780/mo
Today · 4.125%
HK$68,990
baseline
▲ 0.50% · 4.625%
HK$72,627
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,980/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,642
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,777
−HK$2,169/mo
Today · 4.125%
HK$72,946
baseline
▲ 0.50% · 4.625%
HK$77,385
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,892/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,363
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,411
−HK$2,078/mo
Today · 4.125%
HK$80,489
baseline
▲ 0.50% · 4.625%
HK$84,731
+HK$4,242/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,978/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,254
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,999
−HK$2,789/mo
Today · 4.125%
HK$93,788
baseline
▲ 0.50% · 4.625%
HK$99,495
+HK$5,707/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,576/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,181
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,814
−HK$2,672/mo
Today · 4.125%
HK$103,486
baseline
▲ 0.50% · 4.625%
HK$108,940
+HK$5,454/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,972/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,186 · Scale 2, in force from 26 Feb 2026)