LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,032
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,558
−HK$1,549/mo
Today · 4.125%
HK$52,107
baseline
▲ 0.50% · 4.625%
HK$55,278
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,214/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,548
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,011
−HK$1,484/mo
Today · 4.125%
HK$57,495
baseline
▲ 0.50% · 4.625%
HK$60,526
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,990/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,839
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,669
−HK$1,860/mo
Today · 4.125%
HK$62,529
baseline
▲ 0.50% · 4.625%
HK$66,333
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,058/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,458
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,213
−HK$1,781/mo
Today · 4.125%
HK$68,994
baseline
▲ 0.50% · 4.625%
HK$72,631
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,988/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,645
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,781
−HK$2,169/mo
Today · 4.125%
HK$72,950
baseline
▲ 0.50% · 4.625%
HK$77,389
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,900/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,367
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,415
−HK$2,078/mo
Today · 4.125%
HK$80,493
baseline
▲ 0.50% · 4.625%
HK$84,736
+HK$4,243/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,986/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,258
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,004
−HK$2,789/mo
Today · 4.125%
HK$93,793
baseline
▲ 0.50% · 4.625%
HK$99,500
+HK$5,707/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,586/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,187
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,820
−HK$2,671/mo
Today · 4.125%
HK$103,491
baseline
▲ 0.50% · 4.625%
HK$108,946
+HK$5,455/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,982/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,305 · Scale 2, in force from 26 Feb 2026)