LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,033
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,558
−HK$1,550/mo
Today · 4.125%
HK$52,108
baseline
▲ 0.50% · 4.625%
HK$55,279
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,216/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,549
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,012
−HK$1,484/mo
Today · 4.125%
HK$57,496
baseline
▲ 0.50% · 4.625%
HK$60,527
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,992/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,840
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,670
−HK$1,860/mo
Today · 4.125%
HK$62,530
baseline
▲ 0.50% · 4.625%
HK$66,334
+HK$3,804/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,060/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,459
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,214
−HK$1,781/mo
Today · 4.125%
HK$68,995
baseline
▲ 0.50% · 4.625%
HK$72,632
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,990/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,646
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,782
−HK$2,169/mo
Today · 4.125%
HK$72,951
baseline
▲ 0.50% · 4.625%
HK$77,390
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,902/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,368
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,417
−HK$2,077/mo
Today · 4.125%
HK$80,494
baseline
▲ 0.50% · 4.625%
HK$84,737
+HK$4,243/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,988/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,260
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$91,005
−HK$2,789/mo
Today · 4.125%
HK$93,794
baseline
▲ 0.50% · 4.625%
HK$99,501
+HK$5,707/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,588/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,188
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,821
−HK$2,672/mo
Today · 4.125%
HK$103,493
baseline
▲ 0.50% · 4.625%
HK$108,948
+HK$5,455/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,986/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,334 · Scale 2, in force from 26 Feb 2026)