LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,034
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,559
−HK$1,550/mo
Today · 4.125%
HK$52,109
baseline
▲ 0.50% · 4.625%
HK$55,279
+HK$3,170/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,218/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,550
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,013
−HK$1,484/mo
Today · 4.125%
HK$57,497
baseline
▲ 0.50% · 4.625%
HK$60,528
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,994/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,841
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,671
−HK$1,859/mo
Today · 4.125%
HK$62,530
baseline
▲ 0.50% · 4.625%
HK$66,335
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,060/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,460
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,215
−HK$1,781/mo
Today · 4.125%
HK$68,996
baseline
▲ 0.50% · 4.625%
HK$72,633
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,992/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,647
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,783
−HK$2,169/mo
Today · 4.125%
HK$72,952
baseline
▲ 0.50% · 4.625%
HK$77,391
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,904/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,370
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,418
−HK$2,078/mo
Today · 4.125%
HK$80,496
baseline
▲ 0.50% · 4.625%
HK$84,739
+HK$4,243/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,992/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,261
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,006
−HK$2,790/mo
Today · 4.125%
HK$93,796
baseline
▲ 0.50% · 4.625%
HK$99,503
+HK$5,707/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,592/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,189
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,823
−HK$2,671/mo
Today · 4.125%
HK$103,494
baseline
▲ 0.50% · 4.625%
HK$108,950
+HK$5,456/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,988/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,367 · Scale 2, in force from 26 Feb 2026)