LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,035
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,560
−HK$1,550/mo
Today · 4.125%
HK$52,110
baseline
▲ 0.50% · 4.625%
HK$55,281
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,220/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,551
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,014
−HK$1,484/mo
Today · 4.125%
HK$57,498
baseline
▲ 0.50% · 4.625%
HK$60,529
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$114,996/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,842
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,672
−HK$1,860/mo
Today · 4.125%
HK$62,532
baseline
▲ 0.50% · 4.625%
HK$66,337
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,064/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,461
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,217
−HK$1,781/mo
Today · 4.125%
HK$68,998
baseline
▲ 0.50% · 4.625%
HK$72,635
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$137,996/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,649
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,784
−HK$2,170/mo
Today · 4.125%
HK$72,954
baseline
▲ 0.50% · 4.625%
HK$77,393
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,908/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,371
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,419
−HK$2,078/mo
Today · 4.125%
HK$80,497
baseline
▲ 0.50% · 4.625%
HK$84,740
+HK$4,243/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$160,994/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,263
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,008
−HK$2,790/mo
Today · 4.125%
HK$93,798
baseline
▲ 0.50% · 4.625%
HK$99,505
+HK$5,707/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,596/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,191
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,825
−HK$2,671/mo
Today · 4.125%
HK$103,496
baseline
▲ 0.50% · 4.625%
HK$108,952
+HK$5,456/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$206,992/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,411 · Scale 2, in force from 26 Feb 2026)