LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,037
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,562
−HK$1,550/mo
Today · 4.125%
HK$52,112
baseline
▲ 0.50% · 4.625%
HK$55,283
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,224/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,553
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,016
−HK$1,484/mo
Today · 4.125%
HK$57,500
baseline
▲ 0.50% · 4.625%
HK$60,531
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$115,000/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,844
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,674
−HK$1,860/mo
Today · 4.125%
HK$62,534
baseline
▲ 0.50% · 4.625%
HK$66,339
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,068/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,463
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,219
−HK$1,781/mo
Today · 4.125%
HK$69,000
baseline
▲ 0.50% · 4.625%
HK$72,637
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$138,000/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,651
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,787
−HK$2,169/mo
Today · 4.125%
HK$72,956
baseline
▲ 0.50% · 4.625%
HK$77,396
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,912/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,374
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,422
−HK$2,078/mo
Today · 4.125%
HK$80,500
baseline
▲ 0.50% · 4.625%
HK$84,743
+HK$4,243/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$161,000/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,266
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,011
−HK$2,790/mo
Today · 4.125%
HK$93,801
baseline
▲ 0.50% · 4.625%
HK$99,509
+HK$5,708/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,602/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,195
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,828
−HK$2,672/mo
Today · 4.125%
HK$103,500
baseline
▲ 0.50% · 4.625%
HK$108,956
+HK$5,456/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$207,000/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,488 · Scale 2, in force from 26 Feb 2026)