LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,038
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,550/mo
Today · 4.125%
HK$52,113
baseline
▲ 0.50% · 4.625%
HK$55,284
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,226/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,554
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,017
−HK$1,485/mo
Today · 4.125%
HK$57,502
baseline
▲ 0.50% · 4.625%
HK$60,533
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$115,004/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,846
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,676
−HK$1,860/mo
Today · 4.125%
HK$62,536
baseline
▲ 0.50% · 4.625%
HK$66,341
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,072/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,465
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,221
−HK$1,781/mo
Today · 4.125%
HK$69,002
baseline
▲ 0.50% · 4.625%
HK$72,639
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$138,004/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,653
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,789
−HK$2,169/mo
Today · 4.125%
HK$72,958
baseline
▲ 0.50% · 4.625%
HK$77,398
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,916/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,376
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,424
−HK$2,078/mo
Today · 4.125%
HK$80,502
baseline
▲ 0.50% · 4.625%
HK$84,746
+HK$4,244/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$161,004/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,268
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,014
−HK$2,790/mo
Today · 4.125%
HK$93,804
baseline
▲ 0.50% · 4.625%
HK$99,511
+HK$5,707/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$187,608/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,198
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,831
−HK$2,672/mo
Today · 4.125%
HK$103,503
baseline
▲ 0.50% · 4.625%
HK$108,959
+HK$5,456/mo
Deposit HK$2.15M · loan HK$19.35M · min. income ≈ HK$207,006/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,549 · Scale 2, in force from 26 Feb 2026)