LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,040
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,566
−HK$1,550/mo
Today · 4.125%
HK$52,116
baseline
▲ 0.50% · 4.625%
HK$55,287
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,232/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,557
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$56,020
−HK$1,484/mo
Today · 4.125%
HK$57,504
baseline
▲ 0.50% · 4.625%
HK$60,536
+HK$3,032/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$115,008/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,848
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,679
−HK$1,860/mo
Today · 4.125%
HK$62,539
baseline
▲ 0.50% · 4.625%
HK$66,344
+HK$3,805/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,078/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,468
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,224
−HK$1,781/mo
Today · 4.125%
HK$69,005
baseline
▲ 0.50% · 4.625%
HK$72,643
+HK$3,638/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$138,010/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,657
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$70,792
−HK$2,170/mo
Today · 4.125%
HK$72,962
baseline
▲ 0.50% · 4.625%
HK$77,401
+HK$4,439/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$145,924/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,380
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$78,428
−HK$2,078/mo
Today · 4.125%
HK$80,506
baseline
▲ 0.50% · 4.625%
HK$84,750
+HK$4,244/mo
Deposit HK$6.45M · loan HK$15.05M · min. income ≈ HK$161,012/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,273
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,018
−HK$2,790/mo
Today · 4.125%
HK$93,808
baseline
▲ 0.50% · 4.625%
HK$99,516
+HK$5,708/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,616/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,202
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,836
−HK$2,672/mo
Today · 4.125%
HK$103,508
baseline
▲ 0.50% · 4.625%
HK$108,964
+HK$5,456/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,016/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,651 · Scale 2, in force from 26 Feb 2026)