LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,042
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,568
−HK$1,550/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$55,289
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,559
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,023
−HK$1,484/mo
Today · 4.125%
HK$57,507
baseline
▲ 0.50% · 4.625%
HK$60,538
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$115,014/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,851
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,682
−HK$1,859/mo
Today · 4.125%
HK$62,541
baseline
▲ 0.50% · 4.625%
HK$66,347
+HK$3,806/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$125,082/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,471
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,227
−HK$1,781/mo
Today · 4.125%
HK$69,008
baseline
▲ 0.50% · 4.625%
HK$72,646
+HK$3,638/mo
Deposit HK$8.60M · loan HK$12.90M · min. income ≈ HK$138,016/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,659
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,795
−HK$2,170/mo
Today · 4.125%
HK$72,965
baseline
▲ 0.50% · 4.625%
HK$77,405
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,930/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,383
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,432
−HK$2,078/mo
Today · 4.125%
HK$80,510
baseline
▲ 0.50% · 4.625%
HK$84,753
+HK$4,243/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,020/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,276
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,022
−HK$2,790/mo
Today · 4.125%
HK$93,812
baseline
▲ 0.50% · 4.625%
HK$99,520
+HK$5,708/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,624/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,207
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,841
−HK$2,671/mo
Today · 4.125%
HK$103,512
baseline
▲ 0.50% · 4.625%
HK$108,969
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,024/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,744 · Scale 2, in force from 26 Feb 2026)